Facts: What does Kubota Credit Corporation, U.S.A. ("Kubota") do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer we continue to share information about you as described in this notice.
How?
All financial companies need to share customers' personal information to run their everyday businesses - to process transactions, maintain customer accounts, and report to credit bureaus. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Kubota chooses to share; and whether you can limit this sharing.
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Reasons we can share your personal information |
Does Kubota share? |
Can you limit this sharing? |
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For our everyday business purposes - to process your transactions, maintain your account, and report to credit bureaus |
Yes |
No |
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For our marketing purposes - to offer our products and services to you |
Yes |
No |
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For joint marketing with other financial companies |
No |
We don't share |
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For our affiliates - everyday business and marketing purposes - information about your transactions and experiences |
No |
We don't share |
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For our affiliates - everyday business and marketing purposes - information about your creditworthiness |
No |
We don't share |
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For nonaffiliates to market to you |
No |
We don't share |
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Who we are |
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Who is providing this notice? |
Kubota Credit Corporation, U.S.A. |
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What we do |
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How often does Kubota notify me about its
practices? |
We must notify you about our sharing practices when you open an account and each year while you are a customer. |
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How does Kubota protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
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How does Kubota collect my personal information? |
We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
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Why can't I limit all sharing? |
Federal law gives you the right to limit sharing only for
State laws and individual companies may give you additional rights to limit sharing. |
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Definitions |
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Everyday business purposes |
The actions necessary by financial companies to run their businesses and manage customer accounts, such as processing transactions, mailing, and auditing services providing information to credit bureaus responding to court orders and legal investigations |
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include companies with a Kubota name, including financial companies, such as Kubota Credit Corporation, USA; insurance providers, such as Kubota Tractor Acceptance Corporation d/b/a KTAC Insurance Agency and Kubota Insurance Corporation; and nonfinancial companies, such as Kubota Tractor Corporation. |
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Nonaffiliates |
Companies that are not related by common ownership or control. They can be financial and nonfinancial companies.
Kubota does not share with nonaffiliates so they can share with you. |
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Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Kubota Credit Corporation does not jointly market. |
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Questions?
Write to us at:
Kubota Credit Corporation
3401 Del Amo Boulevard
Torrance, California 90503
Attention: Portfolio Risk and Customer Support Manager
